Find instructions, your rights related to your credit rating and credit card protection. The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, the CFPB may have a database containing credit card agreements from hundreds of card issuers. With the following tool, you can search for an agreement using the issuer`s name. If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. We include consumer credit card agreements in this database, as the respective issuers have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer. The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. This search method applies to all credit card agreements from the last quarterly collection of credit card agreements by the GFPB. To access all past or past agreements, click on the link below.
(Please note that the Office has not put together any agreements for 2015. The January 2016 archives are a sample collected by Bureau staff during the first week of January 2016 from the public websites of the largest credit card issuers and is not a complete set of agreements). Credit card issuers are generally required to publish credit card agreements on their websites that they offer to the public, with limited exceptions. If you are an issuer, send a E-Mail-CardAgreements@consumerfinance.gov for the introductory instructions of the agreement. We have collected credit card issuer sales agreements with universities or affiliated organizations. We are also required to report to Congress on the status of credit card agreements in universities. Look on the back of the credit card or check your latest monthly payment to find the exhibitor`s name. The bank, retailer or any other organization whose name appears on the front of the card may not be the real issuer of the card. You can also check the issuer`s website; As a general rule, the bank`s name is shown at the bottom of the issuer`s home page. If you are looking for specific information for your account, contact the bank or institution that issued your card.
By law, the issuer must provide you with your consent upon request.